Alternative Payment Methods from the PayPal Commerce Platform (APMs)

Alternative payment methods (APMs) from the PayPal Commerce Platform allow you to accept payments from customers around the globe who use their bank accounts, wallets, and local payment methods. When a buyer pays in a currency different than yours, PayPal handles currency conversion for you and presents conversion information to the buyer during checkout.



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List of available Alternative Payment Methods


While the ability to display and accept APMs is included with the checkout integration, the availability of them is limited to the following list:

Payment method
Payment type
Countries
Refunds
PayPal
Digital wallet
Country support
Yes
Pay in 4
Digital wallet
United States
Yes
PayPal Credit
Digital wallet
United States
United Kingdom
Yes
Venmo
Digital wallet
United States
Yes
American Express
Credit card
Yes
Bancontact
Bank debit
Buyer country: Belgium
Merchant countries: All PayPal-supported countries except Brazil, Russia, and Japan.
Within 180 days
BLIK
Bank debit
Buyer country: Poland
Merchant countries: All PayPal-supported countries except Brazil, Russia, and Japan.
Within 180 days
Discover
Credit card
Yes
eps
Bank debit
Buyer country: Austria
Merchant countries: All PayPal-supported countries except Brazil, Russia, and Japan.
Within 180 days
giropay
Bank debit
Buyer country: Germany
Merchant countries: All PayPal-supported countries except Brazil, Russia, and Japan.
Within 180 days
iDEAL
Bank debit
Buyer country: Netherlands
Merchant countries: All PayPal-supported countries except Brazil, Russia, and Japan.
Within 180 days
Mercado Pago
Digital wallet
Buyer country: Brazil, Mexico
Merchant countries: All PayPal-supported countries except Brazil, Mexico, Russia, and Japan.
Brazil: within 120 days
Mexico: within 180 days
MyBank
Bank debit
Buyer country: Italy
Merchant countries: All PayPal-supported countries except Brazil, Russia, and Japan.
Within 180 days
Mastercard
Credit card
Yes
Przelewy24
Bank debit
Buyer country: Poland
Merchant countries: All PayPal-supported countries except Brazil, Russia, and Japan.
Within 180 days
Sofort.
Bank debit
Buyer countries:
Austria
Belgium
Germany
Spain
Italy
Netherlands
Merchant countries: All PayPal-supported countries except Brazil, Russia, and Japan.
Within 180 days
Visa
Credit card
Yes


Note: APMs are not available to merchants in Brazil, Japan, and Russia. Not all APMs are available for merchants who sell specific prohibited goods and services.

Currently, there is no support for cross-border shipping. Buyers receive a message that the shipping address is invalid when attempting to ship to a country where the APM isn't relevant.